Need to do what preparation work before financing?

  • Time: 2013-07-31 16:16:42
  • Source: SLEEING
  • Hit: 2155

  1, a clear objective

 

  In every stage of business life cycle have financing demand, but does not mean that entrepreneurs need to seize every opportunity to finance. Although the lack of funds will affect the normal operation of business, but do poineering work more than real demand for money, will tend to increase the enterprise financing cost and risk management, thus affecting the strategic decision return and future business. Generally speaking, entrepreneurial financing demand is mainly based on innovation, survival, turnover, expansion etc..

 

  2, the establishment of credit

 

  Credit, refers to the entrepreneurs long time commitment and accumulation of trust and honesty. Market economy is credit economy, the credit relationship has become the economic relations are the most common, the most basic. But the financing risk must exist, in order to ensure the safety of funds, access to income, credit usually only for the credit evaluation of trusted subject to credit. Entrepreneurs need through various forms of credit financing, expand production scale, updated equipment, improved technology, product promotion. In order to accumulate credit, entrepreneurs in the expanding contacts circle at the same time, should also pay attention to their own moral self-cultivation, cultivation of integrity awareness, establish honest and positive word of mouth in networking. A good credit record to entrepreneurs and enterprise financing; on the contrary, it will increase the difficulty of financing, financing costs.

 

  3, the deployment of forces

 

  Most entrepreneurial organization scale is small, less profit, capital chain fragile, crisis of survival time, survival has become the main target of financial management. At the same time, the ownership structure of entrepreneurial organization is relatively simple, financial general by entrepreneurs wire control. But entrepreneurs are often not the specialized financial personnel, to employ financial personnel quality is low, generally has the market light, heavy financial financing phenomenon of light management, resulting in financial management of entrepreneurial organization is difficult to play its proper planning, decision, control functions. Even if financing is successful, there is also a greater risk of debt, the shareholders' interests risk and risk. With the exposure of financial fragility of illegality, extremely easy to cause the bankruptcy or legal sanctions.

  Therefore, entrepreneurs should try to hire professional financial personnel, the establishment of financing management information system to the accounting department as the center, responsible for financing information collection, financing activities coordination, financing cost control and finance in promoting the quality of. The financial departments need to establish the necessary accounting system, maintain the accounting records of the accurate and complete; establish and improve the separation of duty system, try to separate accounting, cashier, and custody of incompatible duties; to establish and perfect the system of assets management, to safeguard the assets; to establish and perfect the authorized approval system, standardize the examination and approval authority. With the enhancement of financial management level, enterprise anti risk ability and financing ability will improve.

 

  4, data collection

 

  Facing the complex and changeable environment of financing, venture financing decision must have advanced prediction, in order to achieve the financing decision effectiveness, timeliness and rationality, legitimacy. Therefore, enterprises should establish a financial information system necessary, timely grasp the various financing decision-making related information. Such as the macro economic situation, national policies and regulations, interest rate, exchange rate, rating agencies and stock analysts reaction etc.. Data collection and strive to complete, accurate. The necessary and are not easy to get information, can be measured to the indirect method, such as measurement, sampling proportion calculation etc.. The collected data in addition to should pay attention to accumulate, also be necessary to review and analysis, the data in the time interval, coverage, calculation method, measurement unit and prices, consistent, and predict various conditions can affect the enterprise financing and the change trend, in order to seek the best financing opportunity, timely decision.

 

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