Project choice whether to invest in the construction refers to the final decision of a project, to organize the preliminary design work. Different from the perspective of policy-makers, project choice for enterprise investment project decision, government investment project loan choice and choice of three types of financial institutions.

　　1, enterprise investment project

　　Project strategy are often related to the long-term development of enterprises, the general should be in accordance with the corporate governance structure of the division of responsibilities, the manager layer after discussion, reported to make examination, especially major project strategy also submitted to the general meeting of shareholders through discussion. The new corporate investment, the project is decided by the investor or its authorized organization.

　　The enterprise investment project, which belongs to the "government approved investment project directory" within the project (major projects and restricted projects), shall be submitted to the government project application report, the government for approval from the maintenance of public interest point. "Government approved investment project directory" of the project filing system, except as otherwise stipulated by the state, by the enterprises to invest in local government in accordance with the principle of territoriality departments for the record.

　　Project (legal) units should be based on the evaluation of the feasibility study report of the project's conclusion, with the national macroeconomic conditions, on whether the project construction, construction, the scale of investment of choice when. And the choice of project reporting procedures, the declaration of materials, construction content is responsible for, and bear the risk investment project funding, technology, market prospect, economic benefit etc..

　　2, the government investment projects

　　Government investment projects must be included in the industry, departments or regional development planning. By means of direct investment and capital injection methods of investment projects, investment by the government department in charge of examination and approval of the project proposals, the review decision whether the project project; after the review of the feasibility report, choose whether the project construction. The investment subsidy, loan and low interest loans to investment projects, only to review the fund application report. Review of government departments to choose project responsibility.

　　3, financial institutions loans

　　Project financial institutions to apply for a loan of independent audit, determine whether the loan, the loan amount, loan period, repayment methods, and the loan risk is responsible for. Bank loan review to focus on the following aspects: direct use of loans is in conformity with the relevant provisions of the state and the bank; borrower compliance with loan qualification; how to credit capacity of borrowers, such as credit rating, risk quota unified credit conditions, occupied and potential losses and other issues; development prospects, the main product structure, develop new product ability, the main leaders of the work ability and organization ability; the borrower sources of funds and the solvency; loan guarantor; mortgage, pledge; according to the loan, the borrower's credit rating, the borrower's risk limits, can determine whether the loan, the loan structure and the additional conditions.

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